1800 11 0444      rrinsurance@rrfcl.com

Everything in life now comes with an asterisk. This means that there are some conditions to the contract between us. We try

and keep the surprise down to the minimum. In this case about a million words. But this has to be done as Insurance is

important and what it offers you must never have grey areas.

Go through this document if you need to. It has everything covered. RR Insurance Brokers Pvt. Limited (hereinafter

referred to as RR Insurance) operates the website www.rrfinance.in to provide consumers choice and an easy way to buy

Insurance products from multiple Insurance companies. RR Insurance is not an insurance company but a licensed Insurance

Broking Company holding a Broking licence from the Indian Insurance Regulator – Insurance Regulatory and Development

Authority. IRDA broking licence no. IRDA/153

Our participating insurance providers supply some of the information available on the Website and therefore there may be

inaccuracies in the Website Information over which RR Insurance has limited control.

RR Insurance does not warrant or guarantee the Timeliness, accuracy or completeness of the Website Information; or

Quality of the results obtained from the use of the Website. To the maximum extent permitted by law, RR Insurance has no

liability in relation to or arising out of the Website Information and Website recommendations.

You are responsible for the final choice of your product and you should take the time to read through all information

supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from RR

Insurance or the relevant participating provider before choosing your product.

RR Insurance may pass on your personal information to the relevant participating provider if you apply to purchase a

product through www.rrfinance.in, however, RR Insurance does not guarantee when or if you will actually acquire the

product that you have chosen. RR Insurance does not accept any liability arising out of circumstances where there is a delay

in you acquiring the product you have chosen.

Please note that RR Insurance is only collecting or assisting in collecting the premium deposit on behalf of the insurer you

have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the

underwriting norms and discretion of the Insurer whose policy you have chosen to buy on which RR Insurance has no

control. RR Insurance will ensure that the insurer refunds the amount in case there is no ultimate issuance of the policy.

However, RR Insurance does not commit to any timelines over which the insurer will make this refund.

By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand

and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as ‘User

Agreement’), along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section

below for more information). This agreement is in effect as of November 17th, 2014. We reserve the right to change this

User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this

User Agreement periodically to familiarise yourself with any modifications. Your continued use of this site after such

modifications will constitute acknowledgement and agreement of the modified terms and conditions.

Responsible Use and Conduct

By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either

directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended

as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online

practices or guidelines.

a) In order to access our Resources, you may be required to provide certain information about yourself (such as

identification, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You

agree that any information you provide will always be accurate, correct, and up to date.

b) You are responsible for maintaining the confidentiality of any login information associated with any account you use to

access our Resources. Accordingly, you are responsible for all activities that occur under your account/s.

c) Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is

strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated,

unethical or unconventional means.

d) Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which

our Resources are located or connected, is strictly prohibited.

e) Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited.

f) You are solely responsible any consequences, losses, or damages that we may directly or indirectly incur or suffer due to

any unauthorised activities conducted by you, as explained above, and may incur criminal or civil liability.

g) We may provide various open communication tools on our website, such as blog comments, blog posts, public chat,

forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand

that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which

means that if you choose to use these tools to submit any type of content to our website, then it is your personal

responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open

communication tools as mentioned, you agree that you will not upload, post, share or otherwise distribute any content that:

i. Is illegal, threatening, defamatory, abusive, harassing, degrading,

ii. Infringes on any trademark, patent, trade secret, copyright, or other

iii. Contains any type of unauthorised or unsolicited advertising;

iv. Impersonates any person or entity, including any www.rrfinance.in

h) We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this

User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates

any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you

post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.

i) We do not assume any liability for any content posted by you or any other 3rd party users of our website. However, any

content posted by you using any open communication tools on our website provided that it doesn’t violate or infringe on

any 3rd party copyrights or trademarks becomes the property of RR Insurance Brokers Pvt. Limited, and as such, gives us a

perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly

display and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as

described, and does not refer to information that is provided as part of the registration process, necessary in order to use our

Resources. All information provided as part of our registration process is covered by our privacy policy.

j) You agree to indemnify and hold harmless RR Insurance Brokers Pvt. Limited and its parent company and affiliates, and

their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages

and costs, including reasonable attorneys' fees, resulting from any violation of this User Agreement or the failure to fulfill

any obligations relating to your account incurred by you or any other person using your account. We reserve the right to

take over the exclusive defence of any claim for which we are entitled to indemnification under this User Agreement. In

such event, you shall provide us with such cooperation as is reasonably requested by us.

k) Any disputes arising out of the above will only be tried in the appropriate courts of Delhi. intimidating, fraudulent,

deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language; proprietary right of any

party; employees or representatives.


Your privacy is very important to us, which is why we’ve created a separate Privacy Policy in order to explain in detail how

we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of

this User Agreement. To read our privacy policy in its entirety, click here.

Limitation of Warranties

By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means

that we do not represent or warrant to you that:

• The use of our Resources will meet your needs or requirements.

• The use of our Resources will be uninterrupted, timely, secure or free from errors.

• The information obtained by using our Resources will be accurate or reliable, and

• Any defects in the operation or functionality of any Resources we provide will be repaired or corrected.

Furthermore, you understand and agree that:

Any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk,

and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result

from the download of such content. No information or advice, whether expressed, implied, oral or written, obtained by you

from RR Insurance Brokers Pvt. Limited or through any Resources we provide shall create any warranty, guarantee, or

conditions of any kind, except for those expressly outlined in this User Agreement.

Limitation of Liability

In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim

against us shall be limited to the amount you paid, if any, for use of products and/or services. RR Insurance Brokers Pvt.

Limited will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be

incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of

access, or downtime to the full the extent that applicable limitation of liability laws apply.


All content and materials available on www.rrfinance.in, including but not limited to text, graphics, website name, code,

images and logos are the intellectual property of RR Insurance Brokers Pvt. Limited, and are protected by applicable

copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or

transmission of any content on this site is strictly prohibited, unless specifically authorised by RR Insurance Brokers Pvt.


Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources

with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected

illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate

law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately

cease, and we reserve the right to remove or delete any information that you may have on file with us, including any

account or login information.

Governing Law

This website is controlled by RR Insurance Brokers Pvt. Limited from our offices located in the state of New Delhi, India. It

can be accessed by most countries around the world. As each country has laws that may differ from those of Delhi, by

accessing our website, you agree that the statutes and laws of Delhi, without regard to the conflict of laws and the United

Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the

purchase of any products or services through this site.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in New Delhi.

You hereby agree to personal jurisdiction by such courts and waive any jurisdictional, venue, or inconvenient forum

objections to such courts.






Contact Information

If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:

RR Insurance Brokers Pvt Ltd

Registered office: 412-422, Indraprakash Building, Barakhamba road

New delhi 110001

Registered with IRDA of India License: IRDA/153

CIN: U67200DL2000PTC108480

Website : http://www.rrfinance.in

Email Id: rrinsurance@rrfcl.com

Phone No: 011- 23354802

Toll Free Number: 1800-11-0444(For BSNL/MTNL Users Only)

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions,

limitations, terms and conditions, please refer sales brochure/policy wording carefully before

concluding a sale.